If you got a loan between 2004 and 2009, chances are you got a toxic loan that has become hard to pay. If you've tried on your own to get a loan modification, you know how powerless your lender can make you feel. On the telephone, someone promises you that all you need to do is stop paying your mortgage and you can get a modification. After you stop paying, they avoid your calls and foreclose on you. You may have reached out for help and encountered the many scams that prey on desperate borrowers. If you need an advocate with skill and integrity call me 818-425-3877